The Sacramento region experienced probably the strongest and toughest sellers market in its history the last decade and is continuing that trend today. As an Exclusive Buyer's Agent during that time, I sold almost 5x the average Realtor sales volume in the US. That was representing buyers only while most agents work with buyers and sellers.

Joining the club of home-ownership is tough. First off, you need to be pre-approved, but not all lenders are created equal. You can skip over the lender shopping by getting a lender referral by a great Realtor. Great Realtors usually work with great lenders and you don't need to worry about kick backs from lenders to this Realtor, it is illegal and unethical and has no part in my business.

Another factor that buyers need to consider is the fact that they often need to get out of their own way. I can't tell you how many folks I have helped that ended up buying a home that really wasn't the one they set out to buy. The landscape is constantly shifting in real estate and I monitor the market on a daily basis to keep my clients informed. I send out a monthly market report to subscribers and scan the real estate news for changes that will affect my clients.

Contact me to get started on the path to home ownership!

Get Pre-Approved with the Best Lender I know

As a dedicated full-time mortgage professional, I pride myself on the highest standard of ethics, values, and client care. With more than 18 years in the mortgage industry, I have earned the loyalty and trust of home buyers, sellers, and realtors, because I genuinely care about my clients. I don’t believe in pushing my clients to make a decision, but instead, provide them with my very best advice and coaching so that they can make their decision with confidence. I have experienced many changes in this crazy industry over the years, but have never changed my core belief in the “customers for life” philosophy. I understand the importance of preparation, excellent communication, and teamwork. And as your mortgage planner, I guarantee my team of professionals will deliver to you the affordable outcome you desire! I gain strength and drive from my first love, my beautiful wife, Rose, and our young daughter Gianna. Also, I believe exercise makes us all smarter. So, I relieve stress and keep my mind sharp by training year-round on a competitive rowing team. My family and crew keep me sane and focused on achieving my ultimate mission – to improve the lives of those I meet. Allow me the privilege of doing the same for you!

Start Your Application

Dan Tharp

Guild Mortgage | Branch Manager
916-257-1470 | [email protected]
NMLS #280913  

What is the difference between Zillow, Trulia, Realtor.com and MLS? 

MLS is where it all starts and where it ends. This the platform where buyers and sellers, seller's agents and buyer's agents work together to get homes bought and sold. Make sure you have a Top Producing Realtor working for you.